IDentityUSA operates within the private knowledge safety MLM area of interest.
The corporate offers a collection handle in Texas on its web site, which seems to belong to USA+.
An official brochure offered on IdentityUSA’s web site states the corporate is “introduced by USA+”
Within the footer of IDentityUSA’s web site the next info is offered;
United Service Affiliation For Well being Care (USA+) is a non-profit company chartered in Washington, D.C., in 1983.
The group was fashioned to advertise the adoption of equitable well being care coverage in america, have interaction in nonpartisan analysis, examine and evaluation for the good thing about most people relating to the well being care system of america and from time to time; publish the outcomes of our analysis.
USA+ has its personal web site, on which it markets entry to healthcare.
USA+ is NOT an insurance coverage firm. USA+ identifies the wants of its members and finds the nation’s high suppliers of services and products to fulfill these wants.
Via the dimensions of its nationwide membership, USA+ leverages its contracts with suppliers to barter advantages for its members.
So far as I can inform, USA+ isn’t an MLM firm. IdentityUSA is a division of USA+ and runs as a standalone MLM alternative.
IDentityUSA cites Belinda Caylor as firm President. No details about Caylor (proper) is offered.
On Fb Caylor goes by Belinda Sales space-Caylor. On LinkedIn Caylor additionally cites herself as President of Nationwide Well being Company.
As per her profile, Caylor’s earliest involvement in Nationwide Well being Company dates again to 1987 as an accountant.
Associates advertising and marketing IDentityUSA cite Paul Wooden because the proprietor of Nationwide Well being Company.
Paul Wooden and Belinda Caylor Workforce As much as open a New Subsidiary IDentityUSA For Prime Id Theft Safety #IDentityUSA.
Paul Wooden is a extremely profitable entrepreneur within the USA. He based Nationwide Well being Company (NHC) in 1966. He pioneered the excessive deductible insurance coverage coverage for the self-employed.
In 1999 Paul Wooden reached a significant milestone when the mixed belongings of his firms surpassed the $1 billion mark.
Belinda Caylor is the President of IDentityUSA and has been working with Paul Wooden for 33 years.
As we speak Nationwide Well being Corp markets itself as “TeamCorp”. TeamCorp’s web site references IdentityUSA and claims it’s a “advertising and marketing company for USA+”.
There’s an “Agent Alternatives” part on TeamCorp’s web site, however no particular compensation info offered.
IdentityUSA, USA+ and TeamCorp all share the identical Texas suite handle.
From this IDentityUSA seems like a joint-venture between Caylor and Wooden. Given none of that is disclosed on IDentityUSA’s web site nonetheless, I can’t say for certain.
It actually wouldn’t be the primary firm Caylor and Wooden have launched collectively:
Learn on for a full evaluate of IDentityUSA’s MLM alternative.
IDentityUSA’s Merchandise
IdentityUSA markets two private knowledge safety subscriptions; Safe Keyboard and IdentityUSA Premier
Safe Keyboard prices $17.99 a month for protection throughout two gadgets, or $21.99 a month for 4 4 gadgets.
Safe Keyboard is a rebranding of EndpointLock, which is pitched as “keystroke encryption software program”.
Our SecureKeyboard plan separates us from the competitors with our patented EndpointLock keystroke encryption software program.
EndpointLock protects the gadget by creating an alternate encrypted pathway, routing the keystrokes across the space of vulnerability.
IDentityUSA Premier is a typical identification theft subscription service, bundling SecureKeyboard with numerous monitoring providers and instruments.
IdentityUSA Premier prices $29.99 a month for protection throughout two gadgets (Particular person), or $34.99 a month for 4 gadgets (Household).
The identical beforehand referenced IDentityUSA advertising and marketing brochure states the corporate is “powered by CLC ID Shield”.
CLC ID Shield markets a CLC ID Shield Premium subscription, which seems to be equivalent to IdentityUSA Premier – minus the EndpointLock bundling.
EndpointLock seems to be owned by Superior Cyber Safety Corp. Neither pricing or firm possession particulars are offered on its web site.
Be aware that IDentityUSA’s subscription tiers additionally double as affiliate membership tiers. The corporate doesn’t seem to have a retail buyer providing.
IDentityUSA’s Compensation Plan
IDentityUSA associates join both the SecureKeyboard or IDentityUSA Premier month-to-month subscription service.
Commissions are paid after they recruit others who do the identical.
IDentityUSA Affiliate Ranks
There are ten affiliate ranks inside IDentityUSA’s compensation plan.
Together with their respective qualification standards, they’re as follows:
- Copper – join as an IDentityUSA affiliate (buy a subscription)
- Bronze – recruit three IDentityUSA associates
- Silver – preserve three lively IDentityUSA associates and generate and preserve twenty downline subscription gross sales (max 70% from anybody unilevel group leg)
- Gold – recruit and preserve three Silver or larger ranked associates and generate and preserve thirty downline subscription gross sales (max 70% from anybody unilevel group leg)
- Platinum – recruit and preserve three Gold or larger ranked associates and generate and preserve sixty downline subscription gross sales (max 70% from anybody unilevel group leg)
- 1 Star Govt Director – preserve a personally recruited Platinum
- 2 Star Govt Director – preserve a personally recruited 1 Star Govt Director
- 3 Star Govt Director – preserve a personally recruited 2 Star Govt Director
- 4 Star Govt Director – preserve a personally recruited 3 Star Govt Director
- 5 Star Govt Director – preserve a personally recruited 4 Star Govt Director
Be aware that the next various qualification standards for Bronze to Platinum can be an choice:
- Bronze – promote and preserve ten private subscriptions
- Silver – promote and preserve thirty private subscriptions
- Gold – promote and preserve sixty private subscriptions
- Platinum – promote and preserve 100 private subscriptions
An lively IDentityUSA affiliate is one who’s presently and continues to pay membership charges.
Recruitment Commissions
IDentityUSA associates obtain a fee on recruitment of recent associates.
Preliminary residual commissions are paid on an “advance interval”. IDentityUSA’s official compensation documentation doesn’t outline how lengthy the advance interval is.
Recruitment fee charges are decided by rank and which subscription tier the newly recruited affiliate indicators up with:
- Copper associates obtain $30 on the sale of Premier Particular person, $35 for Premier Household, $5 for Safe Keyboard (2 dev) and $10 for Safe Keyboard (4 dev)
- Bronze associates obtain $35 on the sale of Premier Particular person, $40 for Premier Household, $10 for Safe Keyboard (2 dev) and $15 for Safe Keyboard (4 dev)
- Silver associates obtain $40 on the sale of Premier Particular person, $45 for Premier Household, $15 for Safe Keyboard (2 dev) and $20 for Safe Keyboard (4 dev)
- Gold associates obtain $45 on the sale of Premier Particular person, $50 for Premier Household, $20 for Safe Keyboard (2 dev) and $25 for Safe Keyboard (4 dev)
- Platinum associates and better obtain $50 on the sale of Premier Particular person, $55 for Premier Household, $25 for Safe Keyboard (2 dev) and $30 for Safe Keyboard (4 dev)
After the primary month, the next subscription fee charges apply:
- Copper associates obtain $5 on the sale of Premier Particular person, $6 for Premier Household, $1 for Safe Keyboard (2 dev) and $1.67 for Safe Keyboard (4 dev)
- Bronze associates obtain $6.25 on the sale of Premier Particular person, $7.50 for Premier Household, $1.55 for Safe Keyboard (2 dev) and $2.52 for Safe Keyboard (4 dev)
- Silver associates obtain $7.50 on the sale of Premier Particular person, $9 for Premier Household, $2.10 for Safe Keyboard (2 dev) and $3.37 for Safe Keyboard (4 dev)
- Gold associates obtain $8.75 on the sale of Premier Particular person, $10.50 for Premier Household, $2.65 for Safe Keyboard (2 dev) and $4.22 for Safe Keyboard (4 dev)
- Platinum associates and better obtain $10 on the sale of Premier Particular person, $12 for Premier Household, $3.20 for Safe Keyboard (2 dev) and $5.07 for Safe Keyboard (4 dev)
Residual Commissions
After the undefined “advance interval”, IDentityUSA pays residual commissions as “overrides” and “group overrides”.
No clarification is offered however presumably these are override commissions earned on downline recruitment exercise.
As per IDentityUSA’s rank qualification standards, the corporate tracks downlines by way of a unilevel group:
- Copper associates don’t earn residual commissions
- Bronze by way of 5 Star Govt Director associates earn a $5 “override gross sales advance” on all IDentityUSA subscriptions
“Workforce Override” commissions are as follows:
- Copper associates don’t earn residual commissions
- Bronze by way of 5 Star Govt Director associates obtain $1.25 on the sale of Premier Particular person, $1.50 for Premier Household, $0.55 for Safe Keyboard (2 dev) and $0.85 for Safe Keyboard (4 dev)
Management Swimming pools
IDentityUSA takes $1.50 from each subscription fee and spreads it equally throughout three Management Swimming pools.
Management Swimming pools correspond with rank, and are shared equally amongst Silver, Gold and Platinum ranked associates.
- Silver ranked associates obtain a share within the Silver pool
- Gold ranked associates obtain a share within the Silver and Gold swimming pools
- Platinum ranked associates obtain a share within the Silver, Gold and Platinum swimming pools
Management Swimming pools are calculated and paid weekly.
Govt Management Swimming pools
Every month IDentityUSA units apart a lower from subscription.
Funds put aside are positioned right into a corresponding Govt Management Pool:
- Premier Particular person – $1.75 from every subscription
- Premier Household – $2 from every subscription
- Safe Keyboard (2 dev) – $1.05
- Safe Keyboard (4 dev) – $1.35
The Govt Management Pool is made up of 5 tiers, corresponding with Govt Director affiliate ranks.
Associates obtain a share of their corresponding rank pool, in addition to the rank swimming pools beneath them.
E.g. 3 Star Govt Administrators obtain a share within the 3 Star Govt Director pool, in addition to the 1 Star and a pair of Star Govt Director swimming pools.
Becoming a member of IdentityUSA
IdentityUSA affiliate membership is tied to the acquisition and upkeep of a subscription:
- Safe Keyboard (2 gadgets) – $17.99 a month
- Safe Keyboard (4 gadgets) – $21.99 a month
- IdentityUSA Premier Particular person – $29.99 a momth
- IdentityUSA Premier Household – $34.99 a month
For extra info on the variations between these subscriptions, check with the “IDentityUSA’s Merchandise” part of this evaluate above.
Conclusion
There appears to be an terrible lot of firms related to Nationwide Well being Corp.
That’s not essentially a unfavorable, however the lack of upfront open communication offered on IDentityUSA’s web site comes off as secretive.
Not offering clear IdentityUSA possession info and government info doesn’t assist.
There’s been a number of identification theft MLM firms pop through the years. They don’t appear to final too lengthy earlier than truly fizzling out.
I determine as of late folks count on the providers they use to offer account safety and safety, rendering third-party safety providers – particularly paid third-party safety providers, redundant.
Keystroke encryption is nothing new, so I feel Safe Keyboard is a waste of time by itself.
IdentityUSA Premier does bundle “authorized entry plus”, a “tax hotline” and antivirus software program with identification theft safety providers, so should you’re after that it may be value contemplating.
Personally I feel $359.88 or $419.88 yearly for these providers is a waste of cash, however I’m in all probability not the goal demographic.
With out entering into cliches, identification safety providers are typically focused in the direction of technologically challenged clientele.
Transferring onto the compensation plan, the first problem is IDentityUSA’s obligatory buy and upkeep of a subscription.
Though various “private membership” rank qualification is offered, the implication being one doesn’t need to recruit, everybody being an affiliate simply reduces qualification to both
- recruit a ton of individuals your self; or
- recruit a number of, get them to recruit a number of, get them to recruit a number of and many others. and many others.
No matter what services or products these qualification are hooked up to, they’re after all each pyramid schemes.
The answer is IDentityUSA separating their MLM alternative from their subscriptions.
A fast and straightforward method to do that can be requiring every affiliate to promote and preserve one retail subscription. Even higher make it two.
That after all brings us again to the retail viability of identification theft safety subscriptions in 2021.
IDentityUSA might additionally flesh out their compensation documentation a bit extra, offering clear explanations as to how their overrides work.
Usually we see rank overrides (the primary upline X rank acquired their lower, the following upline X+1 rank receives their lower and many others.), which is what I’m guessing IDentityUSA are utilizing.
The opposite factor you may need seen is the commissions IDentityUSA pay out don’t add up.
E.g. Platinum associates obtain $50 on the sale of a $29.99 Premier Particular person subscription.
That is the place “superior commissions” are available.
Fee quantities proven symbolize a sophisticated fee.
If a membership cancels throughout the advance interval you can be charged again towards future fee advances.
IDentityUSA don’t specify how lengthy the advance interval is, but when I needed to guess it’d be two months.
Granted we’re not essentially speaking huge bucks per subscription right here, it’s nonetheless tough to plan withe chargebacks on the desk for each sale.
Pending the introduction of retail and compensation clarifications from IDentityUSA, and maybe a bit extra transparency on the company entrance, determine if identification theft is one thing you’re involved sufficient about to fork out a whole lot of {dollars} a yr.
Failing which, IdentityUSA’s MLM alternative is finest approached with warning.