Xifra Life-style gives no data on its web site about who owns or runs the corporate.
Xifra Life-style’s web site area (“xifralifestyle.com”) was privately registered on October 14th, 2019.
Additional analysis reveals Xifra Life-style advertising and marketing movies that includes “George Goodman”:
Goodman is introduced as CEO of Xifra Life-style and speaks Spanish.
Outdoors of Xifra Life-style there is no such thing as a data on Goodman out there, casting doubt on whether or not that’s the person’s actual identify.
In an try to look professional, Xifra Life-style gives a company suite tackle in Mexico on its web site.
A lot of the Xifra Life-style advertising and marketing I’ve come throughout seems to be concentrating on South America, specifically Costa Rica.
As all the time, if an MLM firm is just not overtly upfront about who’s operating or owns it, assume lengthy and onerous about becoming a member of and/or handing over any cash.
Xifra Life-style’s Merchandise
Xifra Life-style has no retailable services or products, with associates solely capable of market Xifra Life-style affiliate membership itself.
Bundled with Xifra Life-style affiliate membership are a variety of dietary dietary supplements:
- CBD Plus and CBD Premium – CBD oil
- Xtrong – male bed room enhancer
- +DTX – detox complement
- Gen-X – weight reduction complement
The merchandise correspond with Xifra Life-style’s affiliate membership choices as follows:
- Bronze – $160 month-to-month subscription, select 4 containers of +DTX or Xtrong
- Silver – $280 month-to-month subscription, select both eight containers of +DTX or 4 containers of each +DTX and Xtrong
- Gold – $520 month-to-month subscription, select both sixteen containers of +DTX, or eight containers of +DTX, 4 containers of Xtrong and two containers of Gen-X, or eight containers of +DTX, 4 containers of Xtrong, two containers of Gen-X and two bottles of CBD Plus
Regardless of being featured on Xifra Life-style’s web site, CBD Premium doesn’t really look like out there.
Xifra Life-style’s Compensation Plan
Xifra Life-style associates make investments bitcoin on the promise of a every day 0.5% to 2% every day ROI, capped at 200%.
- X300 – $300
- X500 – $500
- X1000 – $1000
- X3000 – $3000
- X5000 – $5000
- X10000 – $10,000
- X15000 – $15,000
- X25000 – $25,000
- X50000 – $50,000
There are additionally “plantation fund” funding plans out there:
- X2500 – $2500
- X5000 – $5000
- X10000 – $10,000
- X15000 – $15,000
- X25000 – $25,000
- X50000 – $50,000
- X75000 – $75,000
- X100000 – $100,000
Plantation fund funding plans pay 10% month-to-month for twenty-four months (240%).
Xifra Life-style Affiliate Ranks
There are twelve affiliate ranks inside Xifra Life-style’s compensation plan.
Together with their respective qualification standards, they’re as follows:
- Affiliate – join as a Xifra affiliate
- Senior Model Associate – generate $4000 gathered funding on either side of your binary group ($4000/$4000)
- Government – generate $10,000 gathered funding quantity on either side of your binary group ($10,000/$10,000)
- Sapphire Government – generate $20,000 gathered funding quantity on either side of your binary group ($20,000/$20,000)
- Ruby Government – generate $40,000 gathered funding quantity on either side of your binary group ($40,000/$40,000), and personally recruit two Executives (one on all sides of your binary group)
- Emerald Government – generate $80,000 gathered funding quantity on either side of your binary group ($80,000/$80,000), and personally recruit two Sapphire Executives (one on all sides of your binary group)
- Diamond Government – generate $120,000 gathered funding quantity on either side of your binary group ($120,000/$120,000), and personally recruit two Ruby Executives (one on all sides of your binary group)
- Blue Diamond – generate $320,000 gathered funding quantity on either side of your binary group ($320,000/$320,000), and personally recruit two Emerald Executives (one on all sides of your binary group)
- Black Diamond – generate $740,000 gathered funding quantity on either side of your binary group ($740,000/$740,000), and personally recruit two Diamond Executives (one on all sides of your binary group)
- Royal Black Diamond – generate (undisclosed) gathered funding quantity on either side of your binary group and personally recruit two Blue Diamonds (one all sides of your binary group)
- Crown Black Diamond – generate $2,000,000 gathered funding quantity on either side of your binary group ($2,000,000/$2,000,000), and personally recruit two Black Diamonds (one on all sides of your binary group)
- Royal President – generate $4,000,000 gathered funding quantity on either side of your binary group ($4,000,000/$4,000,000), and personally recruit two Royal Black Diamonds (one on all sides of your binary group)
Referral Commissions
Xifra Life-style pays a referral fee on invested funds down two ranges of recruitment:
- degree 1 (personally recruited associates) – 8%
- degree 2 – 2%
Plantation fund funding referral commissions are paid down three ranges of recruitment:
- degree 1 – 10%
- degree 2 – 3%
- degree 3 – 2%
Residual Commissions
Xifra Life-style pays residual commissions by way of a binary compensation construction.
A binary compensation construction locations an affiliate on the high of a binary group, cut up into two sides (left and proper):
The primary degree of the binary group homes two positions. The second degree of the binary group is generated by splitting these first two positions into one other two positions every (4 positions).
Subsequent ranges of the binary group are generated as required, with every new degree housing twice as many positions because the earlier degree.
Positions within the binary group are stuffed by way of direct and oblique recruitment of associates. Word there is no such thing as a restrict to how deep a binary group can develop.
On the finish of every day Xifra Life-style tallies up new funding quantity on either side of the binary group.
Associates are paid 7% to 12% of funds invested on their weaker binary group aspect.
- join as a fundamental affiliate for $115 and obtain a 7% residual fee price
- make investments at X300 or X500 and obtain an 8% residual fee price
- make investments at X1000 and obtain a 9% residual fee price
- make investments at X3000 to X10000 and obtain a ten% residual fee price
- make investments at X15000 or X25000 and obtain an 11% residual fee price
- make investments at X50000 and obtain a 12% residual fee price
As soon as paid out on, funding quantity is matched on the stronger aspect and flushed.
Any leftover quantity on the stronger binary group aspect carries over.
Matching Bonus
Xifra Life-style pays a Matching Bonus on residual commissions earned by personally recruited associates.
The Matching Bonus is paid by way of a unilevel compensation construction:
A unilevel compensation construction locations an affiliate on the high of a unilevel group, with each personally recruited affiliate positioned instantly beneath them (degree 1):
If any degree 1 associates recruit new associates, they’re positioned on degree 2 of the unique affiliate’s unilevel group.
If any degree 2 associates recruit new associates, they’re positioned on degree 3 and so forth and so forth down a theoretical infinite variety of ranges.
Xifra Life-style caps the Matching Bonus at 5 unilevel group ranges, based mostly on rank:
- Executives obtain a 3% match on degree 1 (personally recruited associates)
- Sapphire Executives obtain a 3% match on degree 1 and a couple of% on ranges 2 and3
- Emerald Executives to Black Diamonds obtain a 3% match on degree 1, 2% on ranges 2 and three and 1% on degree 4
- Royal Black Diamonds and better obtain 3% on degree 1, 2% on ranges 2 and three and 1% on ranges 4 and 5
Rank Achievement Bonus
Beginning on the Sapphire Government rank, Xifra Life-style rewards associates with the next Rank Achievement Bonuses:
- qualify as a Sapphire Government and obtain a Mont Blanc pen
- qualify as a Ruby Government and obtain a “final era iPhone”
- qualify as an Emerald Government and obtain a MacBook Air
- qualify as a Diamond Government and obtain a “cruise journey around the globe with 3 vacation spot choices”
- qualify as an Emerald Government and obtain a Rolex Yacht Grasp II
- qualify as a Black Diamond and obtain an Audi A3
- qualify as a Royal Black Diamond and obtain a Mercedes Benz GLC
- qualify as a Crown Black Diamond and obtain a Porsche 911
- qualify as a Royal President and obtain a Lamborghini, Rolls Royce or Ferrari
Becoming a member of Xifra Life-style
Fundamental Xifra Life-style affiliate membership is $115.
Full participation within the connected revenue alternative requires an preliminary $300 to $50,000 funding, plus a $15 membership charge.
Within the merchandise part we lined further affiliate membership charges and bundled merchandise. These don’t seem to have something to do with Xifra’s MLM alternative.
Word that every one funds inside Xifra Life-style are made in bitcoin.
Conclusion
Xifra Life-style represents that it generates ROI income by way of buying and selling and hashish planatations.
No proof of Xifra Life-style taking part in any of those actions is offered.
Extra importantly, Xifra Life-style’s passive returns represent a securities providing.
Xifra Life-style gives no proof it has registered with monetary regulators in any jurisdiction.
Which means at a minimal Xifra Life-style is committing securities fraud.
Regardless of working illegally the world over, Xifra Life-style associates declare the corporate operates legally in Mexico and the US:
Because it stands the one verifiable income getting into Xifra Life-style is new funding.
Utilizing new funding to pay marketed returns makes Xifra Life-style a Ponzi scheme.
With no retail part, the MLM aspect of Xifra Life-style capabilities as a pyramid scheme.
As with all MLM Ponzi schemes, as soon as affiliate recruitment dries up so too will new funding.
This can starve Xifra Life-style of ROI income, finally prompting a collapse.
The maths behind Ponzi schemes ensures that after they collapse, the vast majority of individuals lose cash.
Replace ninth January 2022 – Xifra Life-style was in reality based by Jonathan Sifuentes.
Mexian authorities arrested Sifuentes earlier this week. There may be additionally apparently a US investigation underway.
Whether or not Sifuentes has exit-scammed is unclear. At time of publication Xifra Life-style’s web site is offline.