$5 in $30 million out matrix cycler Ponzi


It’s Solely 5 is a matrix cycler that represents it’s based mostly out of Detroit, Michigan.

It’s Solely 5’s web site area (“itsonly5.com”), was privately registered on March nineteenth, 2022.

Heading up It’s Solely 5 are co-founders Elton and Sarah Potts, and John and Lisa Arnold.

So far as I can inform, each the Potts and Arnolds are relative nobodies within the MLM business.

Earlier this yr Elton Potts and John Arnold Sr. have been selling B-Eco:

That doesn’t appear to have panned out.

Final yr Potts was selling crypto scams on Telegram:

He additionally fell for the iHub International HNT mining grift:

Right here’s how that’s going:

Potts and John Arnold Sr. created the FaceBook group “Survive and Thrive” again in November 2021.

Arnold Sr. additionally fell for the iHub International grift, which might be the place he met Potts.

It’s Solely 5 additionally names Guillermo Joya as its Coaching & Media Supervisor.

Joya is a serial promoter of MLM Ponzi schemes. These embody CashFX Group and Cloud Token:

The Potts are based mostly out of Michigan. The Arnolds are based mostly out of Texas. And the Joyas are based mostly out of Colombia.

Learn on for a full evaluate of It’s Solely 5’s MLM alternative.

It’s Solely 5’s Merchandise

It’s Solely 5 has no retailable services or products.

Associates are solely in a position to market It’s Solely 5 affiliate membership itself.

It’s Solely 5’s Compensation Plan

It’s Solely 5 associates buy $6 positions in a nine-tier matrix cycler.

Of this $6 buy-in, It’s Solely 5 retains $1. The opposite $5 is used to fund It’s Solely 5’s cycler.

It’s Solely 5’s cycler makes use of 2×3 matrices.

A 2×3 matrix locations an affiliate on the prime of a matrix, with two positions immediately underneath them:

These two positions type the primary stage of the matrix. The second stage of the matrix is generated by splitting every of those two positions into one other two positions every (4 positions).

Degree three of the matrix is generated in the identical method and homes eight positions. This brings the whole variety of positions in a 2×3 matrix to 14.

Positions within the matrix are crammed through place bought by different immediately and not directly recruited It’s Solely 5 associates.

When all positions in a matrix are crammed, a “cycle” is triggered.

Cycle commissions throughout It’s Solely 5’s nine-tier cycler are as follows:

Spherical 1

  • Tier 1 (positions price $6) – $19 cycle fee and generates a brand new Spherical 1 Tier 2 place
  • Tier 2 – $105 cycle fee and generates a brand new Spherical 1 Tier 3 place
  • Tier 3 – $143 cycle fee and generates a brand new Spherical 1 Tier 4 place
  • Tier 4 – $1476 cycle fee and generates a brand new Spherical 1 Tier 5 place
  • Tier 5 – $1653 cycle fee, generates 200 new Spherical 1 Tier 1 positions and generates a brand new Spherical 1 Tier 6 place
  • Tier 6 – $4555 cycle fee, generates 200 new Spherical 1 Tier 1 positions and a brand new Spherical 1 Tier 7 place
  • Tier 7 – $10,275 cycle fee, generates 200 new Spherical 1 Tier 1 positions and a brand new Spherical 1 Tier 8 place
  • Tier 8 – $23,600 cycle fee, generates 200 new Spherical 1 Tier 1 positions and a brand new Spherical 1 Tier 9 place
  • Tier 9 – $44,690 cycle fee, generates 200 new Spherical 1 Tier 1 positions and a brand new Spherical 2 Tier 1 place

Spherical 2

  • Tier 1 – $38 cycle fee and generates a brand new Spherical 2 Tier 2 place
  • Tier 2 – $210 cycle fee and generates a brand new Spherical 2 Tier 3 place
  • Tier 3 – $287 cycle fee and generates a brand new Spherical 2 Tier 4 place
  • Tier 4 – $1804 cycle fee, generates 100 new Spherical 2 Tier 1 positions and a brand new Spherical 2 Tier 5 place
  • Tier 5 – $5705 cycle fee and a brand new Spherical 2 Tier 6 place
  • Tier 6 – $9075 cycle fee, generates 100 new Spherical 2 Tier 1 positions, 200 new Spherical 1 Tier 1 positions and a brand new Spherical 2 Tier 7 place
  • Tier 7 – $21,800 cycle fee, generates 100 new Spherical 2 Tier 1 positions and a brand new Spherical 2 Tier 8 place
  • Tier 8 – $49,700 cycle fee, generates 100 new Spherical 2 Tier 1 positions and a brand new Spherical 2 Tier 9 place
  • Tier 9 – $92,580 cycle fee, generates 100 new Spherical 2 Tier 1 positions and a brand new Spherical 3 Tier 1 place

Spherical 3

  • Tier 1 – $76 cycle fee, generates a brand new Spherical 3 Tier 2 place
  • Tier 2 – $428 cycle fee, generates a brand new Spherical 3 Tier 3 place
  • Tier 3 – $571 cycle fee, generates a brand new Spherical 3 Tier 4 place
  • Tier 4 – $4704 cycle fee, generates fifty new Spherical 3 Tier 1 positions and a brand new Spherical 3 Tier 5 place
  • Tier 5 – $11,405 cycle fee, generates a brand new Spherical 3 Tier 6 place
  • Tier 6 – $20,625 cycle fee, generates fifty new Spherical 3 Tier 1 positions, 200 new Spherical 1 Tier 1 positions and a brand new Spherical 3 Tier 7 place
  • Tier 7 – $44,650 cycle fee, generates fifty new Spherical 3 Tier 1 positions and a brand new Spherical 3 Tier 8 place
  • Tier 8 – $90,450 cycle fee, generates fifty new Spherical 3 Tier 1 positions and a brand new Spherical 3 Tier 9 place
  • Tier 9 – $242,000 cycle fee, generates fifty new Spherical 3 Tier 1 positions and a brand new Spherical 4 Tier 1 place

Spherical 4

  • Tier 1 – $190 cycle fee, generates a brand new Spherical 4 Tier 2 place
  • Tier 2 – $1045 cycle fee, generates a brand new Spherical 4 Tier 3 place
  • Tier 3 – $1427 cycle fee, generates a brand new Spherical 4 Tier 4 place
  • Tier 4 – $13,284 cycle fee, generates twenty new Spherical 4 Tier 1 positions and a brand new Spherical 4 Tier 5 place
  • Tier 5 – $28,505 cycle fee and generates a brand new Spherical 4 Tier 6 place
  • Tier 6 – $54,855 cycle fee, generates twenty new Spherical 4 Tier 1 positions and a brand new Spherical 4 Tier 7 place
  • Tier 7 – $113,080 cycle fee, generates twenty new Spherical 4 Tier 1 positions and a brand new Spherical 4 Tier 8 place
  • Tier 8 – $246,280 cycle fee, generates twenty new Spherical 4 Tier 1 positions and a brand new Spherical 4 Tier 9 place
  • Tier 9 – $455,180 cycle fee, generates twenty new Spherical 4 Tier 1 positions and a brand new Spherical 5 Tier 1 place

Spherical 5

  • Tier 1 – $380 cycle fee and generates a brand new Spherical 5 Tier 1 place
  • Tier 2 – $2090 cycle fee and generates a brand new Spherical 5 Tier 3 place
  • Tier 3 – $2854 cycle fee and generates a brand new Spherical 5 Tier 4 place
  • Tier 4 – $26,398 cycle fee, generates ten new Spherical 5 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 5 Tier 5 place
  • Tier 5 – $51,010 cycle fee and generates a brand new Spherical 5 Tier 6 place
  • Tier 6 – $111,940 cycle fee, generates ten new Spherical 5 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 5 Tier 7 place
  • Tier 7 – $225,990 cycle fee, generates ten new Spherical 5 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 5 Tier 8 place
  • Tier 8 – $492,390 cycle fee, generates ten new Spherical 5 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 5 Tier 9 place
  • Tier 9 – $909,890 cycle fee, generates ten new Spherical 5 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 6 Tier 1 place

Spherical 6

  • Tier 1 – $1900 cycle fee and generates a brand new Spherical 6 Tier 2 place
  • Tier 2 – $10,450 cycle fee and generates a brand new Spherical 6 Tier 3 place
  • Tier 3 – $14,270 cycle fee and generates a brand new Spherical 6 Tier 4 place
  • Tier 4 – $146,406 cycle fee and generates two new Spherical 6 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 6 Tier 5 place
  • Tier 5 – $298,505 cycle fee and generates a brand new Spherical 6 Tier 6 place
  • Tier 6 – $567,873 cycle fee and generates two new Spherical 6 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 6 Tier 7 place
  • Tier 7 – $1,137,898 cycle fee and generates two new Spherical 6 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 6 Tier 8 place
  • Tier 8 – $2,468,098 cycle fee and generates two new Spherical 6 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 6 Tier 9 place
  • Tier 9 – $4,607,098 cycle fee and generates ten new Spherical 6 Tier 1 positions, 200 Spherical 1 Tier 1 positions and a brand new Spherical 7 Tier 1 place

Spherical 7

  • Tier 1 – $3800 cycle fee and generates a brand new Spherical 7 Tier 2 place
  • Tier 2 – $20,900 cycle fee and generates a brand new Spherical 7 Tier 3 place
  • Tier 3 – $28,540 cycle fee and generates a brand new Spherical 7 Tier 4 place
  • Tier 4 – $295,015 cycle fee and generates one Spherical 7 Tier 1 place, 200 Spherical 1 Tier 1 positions and a brand new Spherical 7 Tier 5 place
  • Tier 5 – $570,100 cycle fee and generates a brand new Spherical 7 Tier 6 place
  • Tier 6 – $1,137,949 cycle fee and generates one Spherical 7 Tier 1 place, 200 Spherical 1 Tier 1 positions and a brand new Spherical 7 Tier 7 place
  • Tier 7 – $2,277,999 cycle fee and generates one Spherical 7 Tier 1 place, 200 Spherical 1 Tier 1 positions and a brand new Spherical 7 Tier 8 place
  • Tier 8 – $4,948,399 cycle fee and generates one Spherical 7 Tier 1 place, 200 Spherical 1 Tier 1 positions and a brand new Spherical 7 Tier 9 place
  • Tier 9 – $9,218,399 cycle fee and generates one Spherical 7 Tier 1 place and 200 Spherical 1 Tier 1 positions

Referral Commissions

It’s Solely 5 associates earn a referral fee when personally recruited associates cycle.

Spherical 1

  • Spherical 1 Tier 1 pays a $1 referral fee
  • Spherical 1 Tier 2 pays a $5 referral fee
  • Spherical 1 Tier 3 pays a $7 referral fee
  • Spherical 1 Tier 4 pays a $24 referral fee
  • Spherical 1 Tier 5 pays a $147 referral fee
  • Spherical 1 Tier 6 pays a $245 referral fee
  • Spherical 1 Tier 7 pays a $525 referral fee
  • Spherical 1 Tier 8 pays a $1200 referral fee
  • Spherical 1 Tier 9 pays a $2100 referral fee

Spherical 2

  • Spherical 2 Tier 1 pays a $2 referral fee
  • Spherical 2 Tier 2 pays a $10 referral fee
  • Spherical 2 Tier 3 pays a $13 referral fee
  • Spherical 2 Tier 4 pays a $96 referral fee
  • Spherical 2 Tier 5 pays a $295 referral fee
  • Spherical 2 Tier 6 pays a $625 referral fee
  • Spherical 2 Tier 7 pays a $1100 referral fee
  • Spherical 2 Tier 8 pays a $1200 referral fee
  • Spherical 2 Tier 9 pays a $2300 referral fee

Spherical 3

  • Spherical 3 Tier 1 pays a $4 referral fee
  • Spherical 3 Tier 2 pays a $12 referral fee
  • Spherical 3 Tier 3 pays a $29 referral fee
  • Spherical 3 Tier 4 pays a $246 referral fee
  • Spherical 3 Tier 5 pays a $595 referral fee
  • Spherical 4 Tier 6 pays a $1125 referral fee
  • Spherical 5 Tier 7 pays a $2300 referral fee
  • Spherical 5 Tier 8 pays a $4500 referral fee
  • Spherical 5 Tier 9 pays a $12,500 referral fee

Spherical 4

  • Spherical 4 Tier 1 pays a $10 referral fee
  • Spherical 4 Tier 2 pays a $55 referral fee
  • Spherical 4 Tier 3 pays a $73 referral fee
  • Spherical 4 Tier 4 pays a $696 referral fee
  • Spherical 4 Tier 5 pays a $1495 referral fee
  • Spherical 4 Tier 6 pays a $2925 referral fee
  • Spherical 4 Tier 7 pays a $5900 referral fee
  • Spherical 4 Tier 8 pays a $12,700 referral fee
  • Spherical 4 Tier 9 pays a $23,700 referral fee

Spherical 5

  • Spherical 5 Tier 1 pays a $20 referral fee
  • Spherical 5 Tier 2 pays a $110 referral fee
  • Spherical 5 Tier 3 pays a $146 referral fee
  • Spherical 5 Tier 4 pays a $1392 referral fee
  • Spherical 5 Tier 5 pays a $8990 referral fee
  • Spherical 5 Tier 6 pays a $5850 referral fee
  • Spherical 5 Tier 7 pays a $11,800 referral fee
  • Spherical 5 Tier 8 pays a $25,400 referral fee
  • Spherical 5 Tier 9 pays a $47,400 referral fee

Spherical 6

  • Spherical 6 Tier 1 pays a $100 referral fee
  • Spherical 6 Tier 2 pays a $550 referral fee
  • Spherical 6 Tier 3 pays a $730 referral fee
  • Spherical 6 Tier 4 pays a $1392 referral fee
  • Spherical 6 Tier 5 pays a $1495 referral fee
  • Spherical 6 Tier 6 pays a $29,925 referral fee
  • Spherical 6 Tier 7 pays a $59,900 referral fee
  • Spherical 6 Tier 8 pays a $129,700 referral fee
  • Spherical 6 Tier 9 pays a $189,700 referral fee

Spherical 7

  • Spherical 7 Tier 1 pays a $200 referral fee
  • Spherical 7 Tier 2 pays a $1100 referral fee
  • Spherical 7 Tier 3 pays a $1460 referral fee
  • Spherical 7 Tier 4 pays a $2784 referral fee
  • Spherical 7 Tier 5 pays a $29,900 referral fee
  • Spherical 7 Tier 6 pays a $59,850 referral fee
  • Spherical 7 Tier 7 pays a $119,800 referral fee
  • Spherical 7 Tier 8 pays a $249,400 referral fee
  • Spherical 7 Tier 9 pays a $379,400 referral fee

Becoming a member of It’s Solely 5

It’s Solely 5 affiliate membership is tied to an preliminary $6 cycler place buy.

It’s Solely 5 Conclusion

Matrix cyclers are easy. You purchase-in and hope sufficient individuals make investments after you so you possibly can steal their cash.

As an instance how a lot that idea is stretched in It’s Solely 5, we’d like solely take a look at the mathematics behind it.

One full It’s Solely 5 run is $5 in and a whopping $30,490,387 out. That’s over six million $5 funds.

Add in referral commissions and that quantity grows one other $1,437,254 (a further 287,450 $5 funds).

Oh and that run will generate tons of of Spherical 1 Tier 1 positions, exploding the monetary legal responsibility of only one It’s Solely 5 $5 place.

For sure the overwhelming majority of It’s Solely 5 buyers aren’t going to get wherever close to the upper rounds, the place a lot of the invested funds are handed as much as.

And keep in mind, all of the place quantities quoted are if It’s Solely 5’s matrices crammed in a linear style. That’s each new buy went into the identical matrix lineage.

They don’t, which means the whole variety of required positions for only one place run throughout seven rounds is much larger.

Hell, lower than 1% will even cycle out of Spherical 1 (18,154 $5 funds required). With the minimal withdrawal quantity being $100, for many It’s Solely 5 buyers it’s a $5 or extra immediate loss.

$5 may not sound like a lot however there’s no restrict to the quantity of positions associates can spend money on.

Can I take advantage of the identical electronic mail for a number of accounts?

Solely if you are going to buy them in your again workplace. For creating new accounts, you need to use totally different emails. Or when you have gmail you should utilize the gmail trick.

Like several cycler Ponzi, the take-away from all of that is that the first beneficiaries in It’s Solely 5 will likely be Elton and Sarah Potts, John and Lisa Arnold, Guillermo Joya, victims of their earlier schemes and prime It’s Solely 5 recruiters.

To ensure that these scammers to steal cash, everybody else in It’s Solely 5 has to lose it.

Math, as we’ve demonstrated above, ensures nearly all of members in cycler Ponzis lose cash.

On the It’s Solely 5 regulatory entrance, we have now two admins based mostly within the US and one who commonly travels from Colombia to the US.

SimilarWeb tracked virtually one million It’s Solely 5 web site visits for June 2022, nearly all of which have been from the US:

Between the DOJ, SEC and FTC, the US is probably the most lively regulator of MLM cycler Ponzis on the planet.

Be it a collapse, regulatory clear up or each, you understand how this ends.