BNBBusiness Review: BNB smart-contract Ponzi scheme


BNBBusiness provides no information on its website about who owns or runs the company.

BNBBusiness’ website domain (“bnbbusiness.org”) was privately registered on August 1st, 2021.

At time of publication there appears to be a problem with BNBBusiness’ website.

Attempts to load the site get stuck on a loading icon:

Alexa traffic analysis reveals 90% of traffic to BNBBusiness’ website originates from the US.

This strongly suggests BNBBusiness has admin ties to the US.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

BNBBusiness’ Products

BNBBusiness has no retailable products or services.

Affiliates are only able to market BNBBusiness affiliate membership itself.

BNBBusiness’ Compensation Plan

BNBBusiness affiliates invest 0.1 to 10 binance coin (BNB), on the promise of an unspecified passive return.

What we do know is BNBBusiness restricts withdrawals, based on how much is invested:

  • invest 0.1 to 0.99 BNB and you are able to withdraw 60% of earnings, 40% must be reinvested
  • invest 1 to 3.99 BNB and you are able to withdraw 50% of earnings, 50% must be reinvested
  • invest 4 to 9.99 BNB and you are able to withdraw 60% of earnings, 40% must be reinvested
  • invest 10 BNB or more and you are able to withdraw 70% of earnings, 30% must be reinvested

An additional 5% fee is charged on all BNBBusiness withdrawals.

The MLM side of BNBBusiness pays on recruitment of affiliate investors.

Referral Commissions

BNBusiness pays referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

BNBBusiness caps payable unilevel team levels at six.

Referral commissions are paid as a percentage of BNB invested:

  • level 1 (personally recruited affiliates) – 20%
  • level 2 – 10%
  • levels 3 to 6 – 5%

Note to earn on levels 3 to 6 a BNBBusiness affiliate must personally recruit four affiliates.

Recruited affiliates must have invested to count towards qualification.

Straight Line Commissions

BNBBusiness affiliates receive a 1% match on twenty upline levels and thirty downline levels.

  • invest 0.1 BNB and receive straight line commissions on ten upline levels and fifteen downline levels
  • invest 0.2 BNB and receive straight line commissions on twelve upline levels and eighteen downline levels
  • invest 0.4 BNB and receive straight line commissions on fourteen upline levels and twenty-one downline levels
  • invest 0.6 BNB and receive straight line commissions on sixteen upline levels and twenty-four downline levels
  • invest 1, 4 or 10 BNB and receive straight line commissions on twenty upline levels and thirty downline levels (must recruit four investing affiliates at 1 BNB tier or two investing affiliates at 4 BNB tier)

This is a straight line commission, generated based on whoever joined BNBBusiness before and after you (not tied to personal recruitment).

Joining BNBBusiness

BNBBusiness affiliate membership is tied to an initial 0.1 to 10 BNB investment.

The more a BNBBusiness affiliate invests the higher their income potential.

BNBBusiness Conclusion

BNBBusiness is a simple Ponzi scheme. You invest BNB, get paid backoffice returns and, when the time comes, withdraw subsequently invested BNB.

This is your classic Ponzi scheme, run through a cryptocurrency smart-contract.

The MLM side of BNBBusiness pays on pyramid recruitment, as new investors are required to prevent BNBBusiness from collapsing. Mandatory reinvestment is also designs to prolong collapse.

Ultimately however, the math behind MLM Ponzi schemes is unsustainable. When affiliate investor recruitment dries up, BNBBusiness will be left unable to pay withdrawal requests.

This will prompt a collapse, resulting in the majority of BNBBusiness affiliates losing money.