Alfa Funding gives no data on its web site about who owns or runs the corporate.
In truth as I write this, Alfa Funding’s web site area is nothing greater than an affiliate signup/login kind:
What we do get is a hyperlink to a “paper”, in both Spanish or English (Alfa Funding’s web site defaults to Spanish).
Within the doc we get a blurry UK incorporation certificates and CEO “Mauricio Mosquera”.
No details about Mosquera is supplied. Outdoors of Alfa Funding Mosquera, as represented in firm advertising and marketing, doesn’t exist.
Whoever is enjoying Mosquera has put in at the very least one video look, in order that does rule out a inventory picture.
Alfa Funding’s UK incorporation in the meantime is a crimson flag.
An MLM firm working or claiming to function out of the UK is a crimson flag.
UK incorporation is grime low cost and successfully unregulated. On prime of that the FCA, the UK’s prime monetary regulator, don’t actively regulate MLM associated securities fraud.
Consequently the UK is a well-liked jurisdiction for scammers trying to incorporate, function and promote fraudulent firms.
For the aim of MLM due-diligence, incorporation within the UK or registration with the FCA is meaningless.
Alfa Funding’s web site area (“alfainvestment.capital”), was first registered in December 2021. The non-public registration was final up to date on Might ninth, 2022.
As per SimilarWeb monitoring, site visitors to Alfa Funding spiked in Might 2022. 100% of Alfa Funding’s web site site visitors is attributed to Ecuador.
It follows that whoever is working Alfa Funding is thus additionally probably primarily based out of Ecuador, or on the very least has ties to the nation.
As all the time, if an MLM firm is just not brazenly upfront about who’s working or owns it, assume lengthy and onerous about becoming a member of and/or handing over any cash.
Alfa Funding’s Merchandise
Alfa Funding has no retailable services or products.
Associates are solely capable of market Alfa Funding affiliate membership itself.
Alfa Funding’s Compensation Plan
Alfa Funding associates make investments funds on the promise of a 30% ROI, paid for ten consecutive months.
Alfa Funding affords twelve funding tiers:
- make investments $100 and obtain $300 a month
- make investments $300 and obtain $900 a month
- make investments $500 and obtain $1500 a month
- make investments $1000 and obtain $3000 a month
- make investments $2000 and obtain $6000 a month
- make investments $3000 and obtain $9000 a month
- make investments $5000 and obtain $15,000 a month
- make investments $10,000 and obtain $30,000 a month
- make investments $20,000 and obtain $60,000 a month
- make investments $30,000 and obtain $90,000 a month
- make investments $40,000 and obtain $120,000 a month
- make investments $50,000 and obtain $150,000 a month
Though returns are calculated month-to-month, Alfa Funding pays them out pro-rata every day.
The MLM facet of Alfa Make investments pays on funds invested by recruited associates.
Alfa Funding Affiliate Ranks
There are ten affiliate ranks inside Alfa Funding’s compensation plan.
Together with their respective qualification standards, they’re as follows:
- Affiliate – join as an Alfa Funding affiliate and make investments
- Topaz – make investments at the very least $500 and generate $50,000 in downline funding quantity
- Amethyst – make investments at the very least $1000, generate $150,000 in downline funding quantity and recruit 4 Topazs
- Sapphire – make investments at the very least $2000, generate $250,000 in downline funding quantity and recetuit 2 Amethysts
- Ruby – make investments at the very least $5000, generate $500,000 in downline funding quantity and recruit 2 Sapphires
- Emerald – make investments at the very least $10,000, generate $1,000,000 in downline funding quantity and recruit 2 Rubys
- Diamond – make investments at the very least $20,000, generate $5,000,000 in downline funding quantity and recruit 5 Emeralds
- Blue Diamond – make investments at the very least $50,000, generate $10,000,000 in downline funding quantity and recruit 2 Diamonds
- Crimson Diamond – keep a $50,000 funding, generate $20,000,000 in downline funding quantity and recruit 2 Blue Diamonds
- Black Diamond – keep a $50,000 funding generate $40,000,000 in downline funding quantity and recruit 2 Crimson Diamonds
Referral Commissions
Alfa Make investments pays referral commissions by way of a unilevel compensation construction.
A unilevel compensation construction locations an affiliate on the prime of a unilevel crew, with each personally recruited affiliate positioned straight underneath them (stage 1):
If any stage 1 associates recruit new associates, they’re positioned on stage 2 of the unique affiliate’s unilevel crew.
If any stage 2 associates recruit new associates, they’re positioned on stage 3 and so forth and so forth down a theoretical infinite variety of ranges.
Alfa Make investments caps payable unilevel crew ranges at 5.
Referral commissions are paid as a share of funds invested throughout these 5 ranges as follows:
- stage 1 (personally recruited associates) – 10%
- ranges 2 to five – 2.5%
Residual Commissions
Alfa Funding pays a 5% residual commissions as a share of returns paid to downline associates.
The identical unilevel crew is used (see “referral commissions” above), capped at seven ranges of recruitment.
Companion Bonus
Diamond and better ranked Alfa Funding associates qualify for a Companion Bonus:
- Diamonds obtain a 1% month-to-month Companion Bonus
- Blue Diamonds obtain a 2% month-to-month Companion Bonus
- Crimson Diamonds obtain a 2.5% month-to-month Companion Bonus
- Black Diamonds obtain a 3% month-to-month Companion Bonus
The Companion Bonus is made up of company-wide funding quantity.
It’s unclear whether or not Alfa Funding has one 3% pool or separate rank-specific 1% to three% smaller swimming pools.
Rank Achievement Bonus
Alfa Funding rewards associates for qualifying at Topaz and better with the next one-time Rank Achievement Bonuses:
- qualify at Topaz and obtain a “newest model” iPhone
- qualify at Amethyst and obtain a “newest model” MacBook Professional
- qualify at Ruby and obtain a Cartier watch
- qualify at Emerald and obtain “a automobile (valued at) as much as $30,000”
- qualify at Emerald with $2,000,000 in downline funding quantity and obtain an “Xcaret journey 5 days and 4 nights for two folks”
- qualify at Diamond and obtain “a visit to Dubai 7 days and 6 nights for two folks”
- qualify at Blue Diamond and obtain a “home (valued at) as much as $150,000”
Becoming a member of Alfa Funding
Alfa Funding affiliate membership is free.
Full participation within the hooked up earnings alternative requires a minimal $100 funding.
Alfa Funding Conclusion
Alfa Funding represents it generates exterior income by way of “PPP Excessive Yield Monetary Packages”.
PPP Excessive Yield Monetary Packages provide unequalled returns at zero danger.
In truth, these PPP applications have been utilized by traders, firms and public entities for greater than 60 years to finance all types of large-scale founder initiatives.
These PPP applications aren’t well-known as a result of they aren’t massively promoted and due to the excessive capital required to entry them.
In truth, historically, the minimal capital to enter one in every of these applications is $100 million or equal in monetary devices.
Even in the event you purchase into that nonsense, Alfa Funding’s enterprise mannequin fails the Ponzi logic take a look at.
30% a month? If we take $100 million and make investments that at 30% a month, compounded that turns into $482 million in six months.
No person is providing you with entry to that at no cost.
If that ROI was in any approach legit and capable of be achieved persistently month after month, Mauricio Mosquera or whoever he’s would maintain it for himself.
Because it stands the one verifiable income getting into Alfa Funding is new funding.
Utilizing new funding to pay associates 30% a month makes Alfa Funding a Ponzi scheme.
As with all MLM Ponzi schemes, as soon as affiliate recruitment dries up so too will new funding.
This can starve Alfa Funding of ROI income, ultimately prompting a collapse.
The maths behind Ponzi schemes ensures that once they collapse, the vast majority of contributors lose cash.